Thomas Van Camp

Senior Mortgage Consultant, ENROLLMENT OFFICER NILICO

Senior Residential Mortgage Loan Officer and Advisor. Able to assist with the purchase financing of a new home (Primary Residence, Second Home, Investment/Rental Income Property - Up to 4 Units), or the refinance of an existing property. Refinaning options include rate and term refinance to a lower rate and payment, modification of the term, cash out or debt consolidation, or modification from an adjustble rate to a fixed rate mortgage. Able to do business in the entire contenintal United States of America. Key does not charge points, or broker origination fees and our interest rates are the lowest avaialble with little or no out of pocket expence. Participating in the govenment sponsored HASP (Homeowner Affordability and Stability Program) offering up to 105% financing without PMI (Private Mortgage Insurance) useful in declining home value markets.