Sandra Simmons

President, Money Management Solutions, Inc.

I have been doing accounting and tax preparation since 1994. Recently, I shifted my focus to Money Management to help business owners manage their cash flow and achieve their financial goals. I developed a simple software program and training materials that embodies an "old-school" system of correctly managing money, something a business owner is never taught in school. My software program is in use in 24 countries around the world, and is available in both English and Russian. THE MONEY MANAGEMENT SOFTWARE PROGRAM Money Management Solutions Business Edition is a cash flow management planning tool for business owners. Cash flow planning is done BEFORE the money comes in and BEFORE it gets spent, so the income of a company can be effectively used to reduce debt, pay current operating expenses on time and set funds aside for company expansion and long-term wealth building. Money management planning is the missing step of looking to the FUTURE and is done BEFORE recording the executed plan in your accounting software. It is not meant to replace accounting software, however accounting software can only tell you what happened in the past, and making financial decisions based only on the past can be dangerous indeed. A perfect tool for businesses with 50 employees or less, the software program holds up to 8 companies. It requires no costly upgrades, and can be used "as is" for life. To explore the features of the software program and watch a selection of training videos from inside the software program itself, visit our website at www.MoneyMgmtSolutions.com In addition to selling the software worldwide, I am giving seminars, writing articles and working with business owners one-on-one to dig their companies out of debt, and in some cases, where the company is doing well, start long-term wealth building for the business owner and senior executives for the first time in the company history. SPECIALTIES Money Management Software for Small to Medium sized businesses, Personal Money Management Consulting for business owners and private individuals, international Public Speaking on the topic of Business Money Management.